Kuramo UnitedHealthcare - Health Insurance
Kuramo UnitedHealthcare - Health Insurance,
UnitedHealthcare (UHC) ni umwe mu batanga ubwishingizi bwubuzima bunini muri Amerika. Igice cya UnitedHealth Group, UHC itanga gahunda zitandukanye zubwishingizi bwubuzima kubantu, imiryango, nubucuruzi. Isosiyete ikorera abanyamuryango babarirwa muri za miriyoni kandi izwiho urusobe runini rwabatanga ubuvuzi, gahunda zubuzima bushya, hamwe nibisubizo byubwishingizi byuzuye.
Kuramo UnitedHealthcare - Health Insurance
Ubwoko bwa Gahunda yUbwishingizi bwUbuzima
UnitedHealthcare itanga gahunda zitandukanye zubwishingizi bwubuzima zagenewe guhuza ibikenewe bitandukanye. Muri byo harimo:
Gahunda zumuntu ku giti cye nimiryango:
- HMO (Ishirahamwe ryita ku buzima): Irasaba abanyamuryango gukoresha urusobe rwabaganga nibitaro. Umuganga wibanze wibanze (PCP) akenshi arakenewe kugirango abone inzobere.
- PPO. Abanyamuryango barashobora kubonana na muganga uwo ari we wese, ariko hanze yurubuga rutwara amafaranga menshi.
- EPO (Organisation Provider Organisation): Bisa na PPOs ariko ntukore ubuvuzi butari kumurongo usibye mubihe byihutirwa.
- POS (Ingingo ya Serivisi): Ihuza ibiranga gahunda ya HMO na PPO. Abanyamuryango bakeneye koherezwa PCP kugirango babone inzobere ariko bafite guhinduka kugirango bajye hanze yumuyoboro ku giciro kinini.
Gahunda ya Medicare:
- Gahunda yo Kwivuza Medicare (Igice C): Gahunda-imwe-imwe ihuza Medicare Igice A (ubwishingizi bwibitaro) nigice B (ubwishingizi bwubuvuzi), akenshi harimo igice D (ubwishingizi bwibiyobyabwenge) hamwe ninyungu zinyongera nk amenyo, iyerekwa, nubuzima bwiza porogaramu.
- Ubwishingizi bwinyongera bwa Medicare (Medigap): Ifasha kwishyura amafaranga atishyuwe na Medicare yumwimerere, nka kopi, ubwishingizi, hamwe namafaranga yagabanijwe.
Gahunda Yatewe inkunga numukoresha:
Gahunda Ntoya nini nini: Gahunda yubwishingizi bwubuzima bwihariye kubucuruzi bwingeri zose. Harimo amahitamo nka HMO, PPO, hamwe na gahunda yubuzima yagabanijwe cyane (HDHP) ihujwe na Konti yo Kuzigama Yubuzima (HSAs).
Gahunda ya Medicaid:
Gucunga gahunda yo kwita kubantu nimiryango yemerewe Medicaid, itanga inyungu zitandukanye na serivisi zijyanye nibisabwa na leta.
Gahunda na Serivisi bishya
UnitedHealthcare izwiho uburyo bushya bwo gucunga ubuzima no kwita ku barwayi. Gahunda zimwe na zimwe zingenzi na serivisi zirimo:
Ubuzima bwiza no Kwirinda:
- Gahunda nziza ziteza imbere ubuzima bwiza binyuze mubitekerezo no gutoza ubuzima bwihariye.
- Serivise zo kwita ku barwayi zishyurwa nta yandi mafaranga, harimo inkingo, kwipimisha, no kwisuzumisha buri mwaka.
Serivisi za Telehealth:
Gusura Virtual yemerera abanyamuryango kugisha inama abashinzwe ubuzima kuva murugo rwabo, cyane cyane kubibazo byubuzima bworoheje no kubashyiraho gahunda.
Serivisi za Farumasi:
- Gukwirakwiza imiti yuzuye hamwe numuyoboro mugari wa farumasi.
- Serivisi zoherejwe na farumasi serivisi zoroshye zo gutanga imiti murugo.
Guhuza ibikorwa no gucunga neza:
- Gahunda zigihe kirekire zo gucunga zitanga inkunga kubanyamuryango bafite indwara nka diyabete, indwara zumutima, na asima.
- Guhuza ibikorwa byihariye kubuzima bukenewe, gufasha abanyamuryango kuyobora sisitemu yubuzima no kubona ubuvuzi bukwiye.
Umuyoboro wabatanga
UnitedHealthcare ifite imwe mu miyoboro minini itanga serivisi mu gihugu, ikemeza ko abanyamuryango bashobora kubona inzobere nibigo nderabuzima. Umuyoboro urimo:
- abaganga babanza
- Inzobere
- Ibitaro namavuriro
- Ibigo byita ku byihutirwa
- Farumasi
Inkunga yabakiriya nibikoresho
UnitedHealthcare ishimangira serivisi nziza zabakiriya, itanga ibikoresho bitandukanye bifasha abanyamuryango gufata ibyemezo byuzuye kubuzima bwabo ndetse nubwishingizi. Ibikoresho birimo:
Urubuga rwabanyamuryango kumurongo: Urubuga-rworohereza abakoresha aho abanyamuryango bashobora kuyobora gahunda yubuzima bwabo, kureba ibisabwa, gushaka ababitanga, no kubona ibikoresho byubuzima bwiza.
Porogaramu igendanwa: Itanga uburyo bwo kubona amakuru yubuzima, amakarita ndangamuntu, na serivisi za telehealth.
Inkunga yabakiriya: Iraboneka binyuze kuri terefone no kuganira kumurongo kugirango ifashe ibibazo bijyanye no gukwirakwiza, ibisabwa, ninyungu.
Umwanzuro
UnitedHealthcare igaragara cyane mu nganda zubwishingizi bwubuzima hamwe na gahunda zuzuye, gahunda zubuzima bushya, hamwe nurusobe runini rutanga. Niba abantu bashaka ubwishingizi kuri bo, imiryango yabo, cyangwa babinyujije kubakoresha, UHC itanga ibisubizo bigamije gushyigikira ubuzima rusange nimibereho myiza. Mu gukomeza gutera imbere kugira ngo abanyamuryango bayo bakeneye, UnitedHealthcare ikomeje guhitamo ubwishingizi bwubuzima muri Amerika.
UnitedHealthcare - Health Insurance Ibisobanuro
- Ihuriro: Android
- Icyiciro: App
- Ururimi: Icyongereza
- Ingano ya dosiye: 26.44 MB
- Uruhushya: Ubuntu
- Umushinga: UNITED HEALTHCARE SERVICES, INC.
- Amakuru agezweho: 24-05-2024
- Kuramo: 1